Alternance - Portfolio & Data Analyst H/F

L’entreprise

• We are looking for an Underwriter to join the French entity of Allianz Partners, within the Travel line of business. You will monitor the France travel insurance portfolio, analyze its profitability and manage contract renewals, and, depending on the context, support the pricing of new business. You will work closely with sales, product, pricing, finance and risk teams, as well as with regional and Group teams in an international environment. What you do - Travel Portfolio Monitoring: Track the key indicators of the France travel portfolio (premiums, frequency, average cost, claims experience, loss ratio) by coverage (medical expenses and assistance, cancellation, baggage, trip interruption, etc.), destination and season, detect deviations and propose appropriate corrective actions. - Profitability Analysis: Analyze profitability by contract, partner or distribution channel (travel agencies, tour operators, online distribution, affinity partners, etc.), identify improvement levers (rates, coverages, limits, deductibles, underwriting conditions) and measure their impact. - Contract Renewals: Prepare and lead renewal reviews with partners, formulate pricing and contractual recommendations, share them with management and sales teams
• document the decisions taken in line with the governance in place. - New Business Pricing Support: Depending on the context, contribute to data analysis and to the preparation of pricing proposals for new travel business, in collaboration with the pricing team and in line with the models and standards in place. - Reporting and Communication: Produce and maintain portfolio dashboards and analyses, and present insights and recommendations to internal stakeholders. - Governance and Compliance: Apply underwriting rules, authority limits and Group standards, ensure decision traceability and comply with applicable French regulations. - International Collaboration: Engage regularly with regional and Group teams, in French and English, and share best practices. - Technical Excellence: Contribute to the automation and improvement of portfolio analysis and monitoring tools. Who you are - Master's degree (or equivalent) in actuarial science, statistics, applied mathematics, data science or a related field. - Proficiency in the Microsoft Office suite (especially Excel)
• knowledge of SQL and Python recommended. - Fluent business English, written and spoken. 108872 Operations Student n.a. Allianz Partners Part-Time Temporary Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us. At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matter, and nurtures a culture grounded in integrity, fairness, inclusion and trust. We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations. Join us. Let's care for tomorrow.